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Exposed wall framing during reconstruction after damage

Available 24/7 · Indianapolis and nearby areas

Reconstruction in Indianapolis, IN

A flooded basement, storm damage, or an oven fire can leave open walls and torn-up floors. Our crew handles reconstruction in Indianapolis, IN, and rebuilds each room to match your home. Call any time, day or night.

Call (463) 255-2390 Or request a free inspection online
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IICRC Certified Firm#70120685

We work with all major insurance carriers

  • State Farm
  • Allstate
  • Liberty Mutual
  • Farmers Insurance
  • American Family Insurance
  • Travelers
  • Nationwide
  • GEICO
  • Chubb
  • Erie Insurance

Rebuild help

Why one team from cleanup to rebuild saves you time

Restoration crew handling cleanup and repairs

When one company dries the house and a different one rebuilds, you usually wait twice. The rebuilder schedules a look, prices the job from zero, and goes back to the adjuster, and the basement or kitchen stays gutted meanwhile.

We handle both halves of the job. The drying logs, the photos the adjuster accepted, and a record of every wall and floor we removed are already in our file.

Houses in Irvington, Herron-Morton, and Fountain Square often have plaster walls, oak floors, and tall trim. Many homes across the city have full or partial basements. If a home was built before 1978, federal rules require certified renovators to work lead-safe on any painted surface.

Homeowners, landlords, and business owners in Marion County and the suburbs around it call on us in every season.

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Reconstruction at a glance

  • What’s included

    Drywall, ceilings, insulation, flooring, cabinets, trim, doors, and paint, plus the permits and inspections the work calls for.

  • Typical timeline

    A few days for drywall and paint in a room or two. Several weeks or more for kitchens, several rooms, or work that needs permits.

  • How cost is set

    How much needs rebuilding, the materials and finishes, what has to match, and any permit or code requirements.

First visit

A free inspection and estimate before any work starts.

Call (463) 255-2390

Before repairs start

What to do before the rebuild starts

A good rebuild starts before the first sheet of drywall goes up. These steps help the repairs go right the first time and keep your claim on track.

Not sure if you’re ready to rebuild? Call and talk it through with our crew.

Call (463) 255-2390

What to do

  • Make sure everything is dry

    Ask for moisture readings before the walls are closed. Framing and subfloor sealed in while wet can grow mold behind new drywall.

  • Get a line-by-line estimate

    A detailed estimate shows exactly what’s being replaced, so you and your adjuster can compare it with the approved claim.

  • Save samples and photos

    Keep a piece of the flooring, a cabinet door, or a photo of the trim. It makes matching what was there much easier.

  • Ask about permits

    In Indianapolis, building permits and contractor licenses go through the city’s Department of Business and Neighborhood Services. Carmel, Fishers, and the other surrounding cities issue their own.

  • Decide on upgrades early

    If you want something better than what you had, decide before work starts. Insurance usually pays to replace what was there, and you pay the difference.

What not to do

  • Don’t close up wet walls

    Mold can grow behind the new drywall, and you may end up tearing it out again.

  • Don’t hire whoever knocks first

    Indiana doesn’t license general contractors at the state level, but Indianapolis requires contractors to be licensed with the city, and plumbers need a state license. Check both before you sign.

  • Don’t pay for the whole job up front

    After a severe storm, be careful with crews that want the full price up front. Paying in stages as work is finished protects you.

  • Don’t start before the scope is approved

    Work that isn’t in the approved claim may not be paid. Get the scope in writing first.

  • Don’t ignore lead paint in an older home

    Many homes inside I-465 were built before 1978. Before painted walls or trim are sanded or cut, ask for the contractor’s lead-safe RRP certification.

What we rebuild

What we rebuild after water, fire, and storm damage

Most rebuilds come down to the same handful of jobs. Here’s what each one involves.

  • Drywall and Ceilings

    We hang new drywall, tape it, and blend the texture so the seam disappears. Basement ceilings and main-floor ceilings stained by leaks are replaced flat.

  • Floors

    Oak, tile, vinyl plank, and basement carpet. In older homes, we match the original oak and refinish the room so new and old boards look the same.

  • Kitchens and Cabinets

    Cabinets that swelled from a dishwasher leak or burned in a stovetop fire are replaced, and counters are lifted and reset or replaced.

  • Bathrooms

    A slow leak behind a tub or under a toilet can rot the subfloor and the ceiling below. We rebuild both so the bathroom and the room under it are sound.

  • Framing, Subfloor, and Insulation

    Damaged studs and joists are repaired, wet insulation is removed, and basement walls are reframed with materials suited to below-grade spaces.

  • Trim, Doors, and Paint

    We copy the existing baseboards, casing, and doors, including taller trim in older homes, and paint full walls so the repair blends.

Restoration crew working inside a home

How we rebuild

How we make repairs blend in

A good rebuild is one you can’t spot afterward. That means matching what’s already in the house, not just replacing what was damaged.

We check that it’s dry first. Before any wall is closed, we confirm the framing and subfloor read dry, the same way we check water damage: against a dry room elsewhere in the house.

We match what’s there. Paint color and sheen, wall texture, trim profiles, and flooring are matched to the rooms that weren’t damaged, so the repair blends in.

We handle the paperwork. We pull permits when the work needs them, schedule the inspections, and keep your adjuster updated with photos and a line-by-line estimate.

Call Now (463) 255-2390

Matching what’s already there

  • Paint

    Why it’s trickyOld paint fades, and sheen shows differences in the light

    How we handle itColor-match from a chip, and repaint the whole wall or room when needed.

  • Wall and ceiling texture

    Why it’s trickyHand-applied textures vary from house to house

    How we handle itTest on a scrap piece first, then match the pattern.

  • Hardwood floors

    Why it’s trickySpecies, board width, and stain vary, and old floors have aged

    How we handle itWeave in matching boards, then sand and refinish so it blends.

  • Trim and molding

    Why it’s trickyOlder homes often have profiles that aren’t sold anymore

    How we handle itFind the closest stock profile, or have pieces made to match.

  • Cabinets

    Why it’s trickyStyles get discontinued

    How we handle itReplace matching doors and boxes where possible, or refinish so new and old look alike.

  • Tile

    Why it’s trickyTile lines get discontinued, and grout color shifts

    How we handle itTrack down the same tile, or plan a deliberate border or accent.

Repair or replace

What can be repaired and what gets replaced

Not everything has to be torn out and replaced. Here’s what we usually see once the space is dry. Your estimate gives you the real answer for your home.

  • Small areas of drywall

    Usually repaired

    Patched, taped, and textured to blend with the rest of the wall.

  • Stone and solid-surface countertops

    Usually repaired

    They can usually be removed and set back on new cabinets.

  • Plaster walls

    Depends on the damage

    Cracks and small areas can be repaired. Large damaged sections are often replaced with drywall finished to match.

  • Hardwood floors

    Depends on the damage

    Boards that dried flat can often be sanded and refinished. Cupped or warped boards are replaced and woven in.

  • Tile floors and showers

    Depends on the damage

    Tile on a solid, dry subfloor can often stay. Loose tile or a damaged subfloor means tearing it out.

  • Wood cabinets

    Depends on the damage

    Solid wood can often be repaired and refinished. Particleboard boxes that swelled are replaced.

  • Doors and trim

    Depends on the damage

    Solid wood usually survives. MDF trim and hollow-core doors that swelled are replaced.

  • Subfloor

    Depends on the damage

    Plywood that dried firm can stay. Soft, delaminated, or rotted subfloor is replaced.

  • Laminate and vinyl plank

    Usually replaced

    Laminate swells when it gets wet, and water trapped under vinyl plank has to be dried, so both are usually replaced.

  • Carpet and pad

    Usually replaced

    After a soaking or heavy smoke, carpet and pad are usually replaced.

  • Insulation

    Usually replaced

    Wet or smoke-damaged insulation is replaced before the walls are closed.

Permits, Licenses, and Lead-Safe Work in Indianapolis

In Indianapolis and Marion County, building permits come from the Department of Business and Neighborhood Services. Painting and new floor coverings usually don’t need a permit, while structural, electrical, plumbing, and mechanical work generally does. Carmel, Fishers, Greenwood, and other nearby cities run their own offices.

Indiana has no statewide general contractor license. Indianapolis licenses contractors through Business and Neighborhood Services, and plumbers must hold a state license, so ask for both numbers before work begins.

For houses built before 1978, EPA’s lead Renovation, Repair and Painting rule applies to any work that disturbs paint. The contractor must be certified, work lead-safe, and give you the Renovate Right pamphlet first.

Before the rebuild

Other restoration services we offer in Indianapolis

Every job starts with a free inspection and estimate. Here’s how the 24 Hour Flood Pros team helps with each type of damage.

Water Damage service

Water Damage

A rebuild needs a dry structure underneath. We extract the standing water, set up dehumidifiers and air movers, and take moisture readings every day until the floors and framing test dry.

More about Water Damage Restoration
Fire and Smoke Damage service

Fire and Smoke Damage

Kitchen fires, furnaces, and older wiring are frequent causes. Soot is acidic and keeps staining surfaces, so cleanup starts early. We remove soot, treat odor at the source, clean what can be saved, and rebuild what can’t.

More about Fire and Smoke Damage Restoration
Mold Remediation service

Mold Remediation

Basements and crawlspaces give mold a head start after a leak. We find the moisture source, contain the area, remove the mold, and dry the space out.

More about Mold Remediation
Storm Damage service

Storm Damage

Central Indiana sees heavy spring storms, high winds, and the occasional tornado. We dry the structure, remove damaged materials, and repair the ceilings and walls inside.

More about Storm Damage
Commercial Restoration service

Commercial Restoration

When a flood or fire closes your shop or office, you lose income every day. We extract, dry, and clean on a plan built around reopening, and we document each step for your carrier.

More about Commercial Restoration
Dealing with one of these?

Call and talk to our crew about what happened. The call is free, and so is the inspection.

Call (463) 255-2390

Our process

What happens after you call

  1. 1

    You call, we come out

    Call (463) 255-2390 any time, day or night. Tell us what happened and whether the cleanup is done. We’ll send someone out to see the damage.

  2. 2

    We inspect and measure

    The 24 Hour Flood Pros team checks that everything is dry, measures every room that needs work, and notes what has to match. The inspection is free.

  3. 3

    We write a line-by-line estimate

    You get an itemized estimate, and we send it to your adjuster so the scope can be approved before work starts.

  4. 4

    You choose finishes

    We match what was there, or help you pick upgrades if you want them. You’ll know any price difference before anything is ordered.

  5. 5

    We handle permits

    If the work needs a permit, we pull it and schedule the inspections along the way.

  6. 6

    We rebuild the structure

    Framing, subfloor, and insulation are repaired first. Then new drywall goes up and is taped and finished.

  7. 7

    We finish the details

    Cabinets, flooring, trim, doors, and paint go in last. Our goal is to make your home look the way it did before.

  8. 8

    Final check with you

    We walk through the finished work with you to make sure you’re happy with everything. Then we send the final records to your insurance company to close out the claim.

Another company did the cleanup?

We can finish the job. Call us, and we’ll test the basement and walls for moisture before rebuilding anything. The inspection is free.

Call (463) 255-2390

Insurance and claims

Reconstruction and your insurance claim

When the damage is covered, the rebuild is usually part of the same claim as the cleanup. Your adjuster approves the scope, and we work from it with photos and a line-by-line estimate.

Many replacement cost policies pay part of the claim first and hold back the rest, often called recoverable depreciation, until the repairs are finished. Bringing the house up to current building code may need ordinance or law coverage, so check your policy.

Your policy decides what’s covered, not us. We work with all major insurance carriers, including State Farm, Allstate, Liberty Mutual, Farmers, American Family, Travelers, and Nationwide. We bill your insurance directly for damage your policy covers.

If a claim stalls and you can’t resolve it with your insurer, the Indiana Department of Insurance accepts consumer complaints.

What your adjuster will ask for

  • The approved scope from the cleanup
  • Photos of the damage before and after tear-out
  • A line-by-line estimate for the rebuild
  • Receipts for any work you’ve already paid for

What we send them

  • Moisture readings showing the structure is dry
  • Date-stamped photos at each stage of the rebuild
  • A line-by-line estimate and any changes to it
  • Final photos and records to close out the claim

Where we work

Areas we serve around Indianapolis

From Broad Ripple to Beech Grove and out to the donut counties, here’s where our crew rebuilds.

Counties

  • Marion County

Neighborhoods

  • Broad Ripple
  • Irvington
  • Fountain Square
  • Meridian-Kessler
  • Herron-Morton
  • Butler-Tarkington

Nearby cities

  • Carmel
  • Fishers
  • Noblesville
  • Westfield
  • Greenwood
  • Avon
  • Plainfield
  • Brownsburg
  • Zionsville
  • Lawrence
  • Beech Grove
  • Speedway

Don’t see your area listed? Call us and we’ll tell you right away.

Call (463) 255-2390

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Common questions

Indianapolis reconstruction FAQs

Can you rebuild if another company did the cleanup?

Yes. We’ll inspect the space, check that everything is dry, and write our own estimate. If the drying wasn’t finished, we’ll tell you before any walls are closed.

Do I need a permit for repairs in Indianapolis?

Some repairs need one. Structural, electrical, plumbing, and mechanical work generally requires a permit from Business and Neighborhood Services, while painting and floor coverings usually don’t. Suburbs issue their own permits.

Will the repairs match the rest of my home?

That’s the goal. We match paint, texture, trim, and flooring to the rooms that weren’t damaged. When an exact match isn’t available, we’ll show you the options before anything goes in.

Can I upgrade while you’re rebuilding?

Yes. Insurance usually pays to replace what you had, and you pay the difference for upgrades. Decide early, so materials can be ordered on time.

Does insurance pay for reconstruction?

If the damage is covered, the rebuild is usually part of the same claim. Many policies pay part up front and the rest once the repairs are finished. We bill your insurance directly for damage your policy covers.

How do I check that a contractor is licensed in Indianapolis?

Indiana doesn’t license general contractors, but Indianapolis does, so ask for the city contractor license and check it with Business and Neighborhood Services. Plumbers need a state license. For a pre-1978 home, ask for RRP certification too.

How long does reconstruction take?

Drywall and paint in a room or two can take a few days. Kitchens, several rooms, or work that needs permits and inspections can take several weeks or longer. Your estimate includes a schedule.

Can I stay in my home during reconstruction?

Usually, if the kitchen and a bathroom still work. For bigger rebuilds, it may make sense to stay somewhere else, and many policies help pay for that. We’ll tell you what to expect after the inspection.

How much does reconstruction cost in Indianapolis?

It depends on how much needs rebuilding, the materials and finishes, what has to match, and whether permits are needed. The inspection and estimate are free, so you know the cost before any work starts. When insurance covers the damage, we send the itemized estimate straight to your adjuster.

Available 24/7

Get a free inspection

Day or night, weekend or holiday, call (463) 255-2390. A crew can be there within 45 minutes to start your free inspection.

Call (463) 255-2390

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