No rebuild starts until the house is dry. We extract the standing water, set up dehumidifiers and air movers, and take moisture readings every day until the floors and framing test dry.
More about Water Damage Restoration
Available 24/7 · Ocala and nearby areas
Reconstruction in Ocala, FL
Hurricane rain, a leaking water heater, or a lightning fire can leave soaked drywall and ruined floors. Our crew handles reconstruction in Ocala, FL, and rebuilds each room to match your home. Call any time, day or night.
Call (321) 945-427845minutes
IICRC Certified Firm#70120685
We work with all major insurance carriers
Rebuild help
Why one team from cleanup to rebuild saves you time
After a hurricane, rebuild crews across Central Florida book up fast, and switching companies can leave you at the back of the line. Then comes a new inspection, a new bid, and another round with your adjuster.
Staying with one crew cuts that out. The moisture readings, the photos your adjuster accepted, and our demolition notes are already on file. The rebuild picks up where the drying left off.
Most Marion County homes are concrete block on a slab, built to handle Florida weather. Meanwhile, the Victorians in Ocala’s historic district have wood framing, plaster, and heart pine floors. Homes built before 1978 may also contain lead paint, which federal rules require certified renovators to handle with lead-safe methods.
Calls come in all year from homeowners, landlords, horse-farm owners, and businesses across Marion County, from downtown Ocala out to Dunnellon and Silver Springs.
Call Now (321) 945-4278Reconstruction at a glance
What’s included
Drywall, ceilings, insulation, flooring, cabinets, trim, doors, and paint, plus the permits and inspections the work calls for.
Typical timeline
A few days for drywall and paint in a room or two. Several weeks or more for kitchens, several rooms, or work that needs permits.
How cost is set
How much needs rebuilding, the materials and finishes, what has to match, and any permit or code requirements.
First visit
Call (321) 945-4278A free inspection and estimate before any work starts.
Before repairs start
What to do before the rebuild starts
A good rebuild starts before the first sheet of drywall goes up. These steps help the repairs go right the first time and keep your claim on track.
Not sure if you’re ready to rebuild? Call and talk it through with our crew.
Call (321) 945-4278What to do
Make sure everything is dry
Ask for moisture readings before the walls are closed. Framing and subfloor sealed in while wet can grow mold behind new drywall.
Get a line-by-line estimate
A detailed estimate shows exactly what’s being replaced, so you and your adjuster can compare it with the approved claim.
Save samples and photos
Keep a piece of the flooring, a cabinet door, or a photo of the trim. It makes matching what was there much easier.
Ask about permits
Inside city limits, permits come from the City of Ocala’s building department. Homes in unincorporated Marion County go through the County’s building safety office.
Decide on upgrades early
If you want something better than what you had, decide before work starts. Insurance usually pays to replace what was there, and you pay the difference.
What not to do
Don’t close up wet walls
Mold can grow behind the new drywall, and you may end up tearing it out again.
Don’t hire whoever knocks first
Florida requires a state-licensed contractor for structural, roofing, air conditioning, plumbing, and electrical work. Verify any license at myfloridalicense.com before you sign.
Don’t pay for the whole job up front
After a hurricane, be careful with anyone asking for the full price up front. Pay as each stage of the work is finished.
Don’t start before the scope is approved
Work that isn’t in the approved claim may not be paid. Get the scope in writing first.
Don’t ignore lead paint in an older home
Many homes in the historic district and older neighborhoods predate 1978. Ask for lead-safe RRP certification before painted surfaces are disturbed.
What we rebuild
What we rebuild after water, fire, and storm damage
Most rebuilds come down to the same handful of jobs. Here’s what each one involves.
Drywall and Ceilings
New drywall is hung, taped, and textured to match, often a knockdown in newer homes. Ceilings stained by a roof leak during a storm are replaced flat.
Floors
Tile, vinyl plank, wood, and carpet. Many Ocala homes have the same tile throughout, so we look for spare boxes or set a clean transition at a doorway.
Kitchens and Cabinets
Base cabinets that soaked up a leak and kitchens damaged by a fire get new cabinetry. Granite or quartz tops are pulled off and reinstalled, or replaced if they cracked.
Bathrooms
Leaks behind a shower or tub can ruin the wall and the tile. We rebuild the backer, the waterproofing, and the tile so the bathroom works again.
Framing, Subfloor, and Insulation
Wet or charred framing is repaired or replaced, soaked insulation comes out, and the slab is dried and checked before new flooring goes down.
Trim, Doors, and Paint
We match the baseboard height, door casing, and interior doors to what’s already in the house. Then we paint each affected room fully so no patch shows.
How we rebuild
How we make repairs blend in
A good rebuild is one you can’t spot afterward. That means matching what’s already in the house, not just replacing what was damaged.
We check that it’s dry first. Before any wall is closed, we confirm the framing and subfloor read dry, the same way we check water damage: against a dry room elsewhere in the house.
We match what’s there. Paint color and sheen, wall texture, trim profiles, and flooring are matched to the rooms that weren’t damaged, so the repair blends in.
We handle the paperwork. We pull permits when the work needs them, schedule the inspections, and keep your adjuster updated with photos and a line-by-line estimate.
Matching what’s already there
Paint
Why it’s trickyOld paint fades, and sheen shows differences in the light
How we handle itColor-match from a chip, and repaint the whole wall or room when needed.
Wall and ceiling texture
Why it’s trickyHand-applied textures vary from house to house
How we handle itTest on a scrap piece first, then match the pattern.
Hardwood floors
Why it’s trickySpecies, board width, and stain vary, and old floors have aged
How we handle itWeave in matching boards, then sand and refinish so it blends.
Trim and molding
Why it’s trickyOlder homes often have profiles that aren’t sold anymore
How we handle itFind the closest stock profile, or have pieces made to match.
Cabinets
Why it’s trickyStyles get discontinued
How we handle itReplace matching doors and boxes where possible, or refinish so new and old look alike.
Tile
Why it’s trickyTile lines get discontinued, and grout color shifts
How we handle itTrack down the same tile, or plan a deliberate border or accent.
Repair or replace
What can be repaired and what gets replaced
Not everything has to be torn out and replaced. Here’s what we usually see once the space is dry. Your estimate gives you the real answer for your home.
Small areas of drywall
Usually repairedPatched, taped, and textured to blend with the rest of the wall.
Stone and solid-surface countertops
Usually repairedThey can usually be removed and set back on new cabinets.
Plaster walls
Depends on the damageCracks and small areas can be repaired. Large damaged sections are often replaced with drywall finished to match.
Hardwood floors
Depends on the damageBoards that dried flat can often be sanded and refinished. Cupped or warped boards are replaced and woven in.
Tile floors and showers
Depends on the damageTile on a solid, dry subfloor can often stay. Loose tile or a damaged subfloor means tearing it out.
Wood cabinets
Depends on the damageSolid wood can often be repaired and refinished. Particleboard boxes that swelled are replaced.
Doors and trim
Depends on the damageSolid wood usually survives. MDF trim and hollow-core doors that swelled are replaced.
Subfloor
Depends on the damagePlywood that dried firm can stay. Soft, delaminated, or rotted subfloor is replaced.
Laminate and vinyl plank
Usually replacedLaminate swells when it gets wet, and water trapped under vinyl plank has to be dried, so both are usually replaced.
Carpet and pad
Usually replacedAfter a soaking or heavy smoke, carpet and pad are usually replaced.
Insulation
Usually replacedWet or smoke-damaged insulation is replaced before the walls are closed.
Permits, Licenses, and Lead-Safe Work in Ocala
Inside Ocala, building permits come from the City’s building department, while unincorporated Marion County uses the County’s building safety office. Painting and floor coverings usually don’t need a permit, while structural, electrical, plumbing, and mechanical work generally does.
Florida licenses contractors through the Department of Business and Professional Regulation. Structural repairs, roofing, air conditioning, plumbing, and electrical work require a state-licensed contractor. You can verify a license at myfloridalicense.com or by calling (850) 487-1395.
EPA’s lead Renovation, Repair and Painting rule applies to any work disturbing paint in an Ocala home built before 1978. That includes many homes in the historic district. Contractors need certification, must contain the dust, and must give you the Renovate Right pamphlet first.
Before the rebuild
Other restoration services we offer in Ocala
Every job starts with a free inspection and estimate. Here’s how the 24 Hour Flood Pros team helps with each type of damage.
Dryer vents, kitchen fires, and storm-related electrical problems start many of the fires we see. Soot is acidic and keeps staining surfaces, so cleanup starts early. We remove soot, treat odor at the source, clean what can be saved, and rebuild what can’t.
More about Fire and Smoke Damage Restoration
In Central Florida, a wet wall in summer can grow mold within a couple of days. We find the moisture source, contain the area, remove the mold, and dry the space out.
More about Mold Remediation
Hurricanes and tropical storms bring wind-driven rain, fallen trees, and roof damage. We dry the structure, remove damaged materials, and repair the ceilings and walls inside.
More about Storm Damage
When a storm or fire shuts down a shop, an office, or an equestrian business, income stops. We extract, dry, and clean on a plan built around reopening, and we document each step for your carrier.
More about Commercial RestorationDealing with one of these?
Call (321) 945-4278Call and talk to our crew about what happened. The call is free, and so is the inspection.
Our process
What happens after you call
- 1
You call, we come out
Call (321) 945-4278 any time, day or night. Tell us what happened and whether the cleanup is done. We’ll send someone out to see the damage.
- 2
We inspect and measure
The 24 Hour Flood Pros team checks that everything is dry, measures every room that needs work, and notes what has to match. The inspection is free.
- 3
We write a line-by-line estimate
You get an itemized estimate, and we send it to your adjuster so the scope can be approved before work starts.
- 4
You choose finishes
We match what was there, or help you pick upgrades if you want them. You’ll know any price difference before anything is ordered.
- 5
We handle permits
If the work needs a permit, we pull it and schedule the inspections along the way.
- 6
We rebuild the structure
Framing, subfloor, and insulation are repaired first. Then new drywall goes up and is taped and finished.
- 7
We finish the details
Cabinets, flooring, trim, doors, and paint go in last. Our goal is to make your home look the way it did before.
- 8
Final check with you
We walk through the finished work with you to make sure you’re happy with everything. Then we send the final records to your insurance company to close out the claim.
Another company did the cleanup?
Call (321) 945-4278We’ll take it from there. Call us, and we’ll meter the block walls, studs, and slab before any rebuilding begins. That visit is free.
Insurance and claims
Reconstruction and your insurance claim
When the damage is covered, the rebuild is usually part of the same claim as the cleanup. Your adjuster approves the scope, and we work from it with photos and a line-by-line estimate.
Many replacement cost policies pay part of the claim first and hold back the rest, often called recoverable depreciation, until the repairs are finished. Bringing the house up to current building code may need ordinance or law coverage, so check your policy.
Your policy decides what’s covered, not us. We work with all major insurance carriers, including State Farm, Allstate, Liberty Mutual, Farmers, American Family, Travelers, and Nationwide. We bill your insurance directly for damage your policy covers.
If your claim stalls and you can’t resolve it with your insurer, the Florida Department of Financial Services’ Division of Consumer Services takes complaints.
What your adjuster will ask for
- The approved scope from the cleanup
- Photos of the damage before and after tear-out
- A line-by-line estimate for the rebuild
- Receipts for any work you’ve already paid for
What we send them
- Moisture readings showing the structure is dry
- Date-stamped photos at each stage of the rebuild
- A line-by-line estimate and any changes to it
- Final photos and records to close out the claim
Where we work
Areas we serve around Ocala
We rebuild homes in Ocala and throughout Marion County’s towns and horse country.
County
- Marion County
Neighborhoods
- Downtown Ocala
- SE Ocala Historic District
- Silver Springs Shores
- Marion Oaks
- On Top of the World
- Fore Ranch
Nearby cities
- The Villages
- Belleview
- Dunnellon
- Silver Springs
- Summerfield
- Reddick
- Anthony
- Citra
- Fort McCoy
- Weirsdale
- Ocklawaha
- Inverness
Don’t see your area listed? Call us and we’ll tell you right away.
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Common questions
Ocala reconstruction FAQs
Can you rebuild if another company did the cleanup?
Yes. We’ll inspect the space, check that everything is dry, and write our own estimate. If the drying wasn’t finished, we’ll tell you before any walls are closed.
Do I need a permit for repairs in Ocala?
It depends on your address and the work. Inside city limits, the City of Ocala issues permits, and elsewhere in Marion County the County does. Structural, electrical, plumbing, and mechanical repairs generally need one, while paint and new flooring usually don’t.
Will the repairs match the rest of my home?
That’s the goal. We match paint, texture, trim, and flooring to the rooms that weren’t damaged. When an exact match isn’t available, we’ll show you the options before anything goes in.
Can I upgrade while you’re rebuilding?
Yes. Insurance usually pays to replace what you had, and you pay the difference for upgrades. Decide early, so materials can be ordered on time.
Does insurance pay for reconstruction?
If the damage is covered, the rebuild is usually part of the same claim. Many policies pay part up front and the rest once the repairs are finished. We bill your insurance directly for damage your policy covers.
How do I check that a contractor is licensed in Florida?
Search the contractor on myfloridalicense.com or call DBPR at (850) 487-1395. Structural, roofing, A/C, plumbing, and electrical work require a state license. For pre-1978 homes, ask for RRP certification too.
How long does reconstruction take?
Drywall and paint in a room or two can take a few days. Kitchens, several rooms, or work that needs permits and inspections can take several weeks or longer. Your estimate includes a schedule.
Can I stay in my home during reconstruction?
Usually, if the kitchen and a bathroom still work. For bigger rebuilds, it may make sense to stay somewhere else, and many policies help pay for that. We’ll tell you what to expect after the inspection.
How much does reconstruction cost in Ocala?
It depends on how much needs rebuilding, the materials and finishes, what has to match, and whether permits are needed. The inspection and estimate are free, so you know the cost before any work starts. When insurance covers the damage, we send the itemized estimate straight to your adjuster.
Available 24/7
Get a free inspection
Day or night, weekend or holiday, call (321) 945-4278. A crew can be there within 45 minutes to start your free inspection.
Call (321) 945-4278Or request a free inspection online
Tell us what happened and we’ll call you right back.